Research

India Software Development Cost Index 2026

This index publishes the WavX cost model in full: eleven base figures from ₹1,50,000 to ₹9,00,000, the feature prices and multipliers, and eleven worked scenarios from a ₹2,15,000 simple app to a ₹16,12,000 ERP build, each shown as a planning range of 15% below to 25% above. It is WavX's own price model. There is no survey or sample behind it.

Request a project estimate Last updated 2 October 2026

What this index is

The index is the WavX cost model written out as tables. Every figure below can be reproduced in one of three public calculators: the app cost calculator, the software cost estimator and the AI cost calculator.

It is a model, and it is stated as one. The figures are WavX's own planning prices in Indian rupees. They were not collected from other companies, and they are not an average of past invoices. The methodology page describes where each part of the model is published.

Use the index for two things: to budget before you speak to anyone, and to check that a figure you read elsewhere on this site agrees with the model.

How a figure is calculated

One formula covers all three calculators.

  1. Take the base figure for the build type.
  2. Add the fixed price of each feature.
  3. Multiply by the multipliers that apply. The result is the subtotal.
  4. The planning range is the subtotal × 0.85 to the subtotal × 1.25.
Calculator Subtotal
App (base + features) × platform × design
Software (base + features) × scale × design
AI (base + features) × data source

Base figures

A base figure is the starting point for one type of build, before any feature is added and with every multiplier at × 1.0. The range column is the base × 0.85 to the base × 1.25.

Build type Base figure Planning range on the base alone
Simple app ₹1,50,000 ₹1,27,500 – ₹1,87,500
Medium app ₹4,00,000 ₹3,40,000 – ₹5,00,000
Complex app ₹8,00,000 ₹6,80,000 – ₹10,00,000
Internal tool or dashboard ₹2,00,000 ₹1,70,000 – ₹2,50,000
Custom web application ₹4,50,000 ₹3,82,500 – ₹5,62,500
SaaS product ₹7,00,000 ₹5,95,000 – ₹8,75,000
ERP or CRM system ₹9,00,000 ₹7,65,000 – ₹11,25,000
AI chatbot ₹1,50,000 ₹1,27,500 – ₹1,87,500
AI feature in an existing app ₹2,50,000 ₹2,12,500 – ₹3,12,500
RAG assistant on your own data ₹3,50,000 ₹2,97,500 – ₹4,37,500
AI agent or automation ₹5,00,000 ₹4,25,000 – ₹6,25,000

Multipliers

Multiplier Applies to Values
Platform Apps Cross-platform × 1.0; one native platform × 0.85; both native platforms × 1.6
Scale Software Small, up to about 1,000 users × 1.0; growing, 1,000 to 50,000 users × 1.3; large or enterprise × 1.7
Design level Apps and software Standard × 1.0; custom UI/UX × 1.25; premium or branded × 1.5
Data source AI builds No custom data × 1.0; documents or a knowledge base × 1.25; live systems and APIs × 1.5

Feature prices

Each feature adds the same fixed amount whatever the build.

App features Price Software features Price AI features Price
User accounts and login ₹40,000 Auth, roles and permissions ₹60,000 Web plus WhatsApp, multi-channel ₹80,000
Payments or subscriptions ₹80,000 Payments and billing ₹90,000 Voice and speech ₹1,20,000
Chat or messaging ₹90,000 Analytics dashboard ₹80,000 Human handoff and CRM ₹70,000
Maps and location ₹60,000 Admin panel ₹90,000 Admin and analytics dashboard ₹80,000
Push notifications ₹25,000 Public API ₹70,000 Takes actions such as bookings and orders ₹1,10,000
Admin panel or dashboard ₹1,00,000 Third-party integrations ₹60,000 Multi-language, including Hindi ₹50,000
AI features ₹1,50,000 AI features ₹1,50,000
Real-time and notifications ₹70,000
Companion mobile app ₹2,00,000
Exports and reporting ₹50,000

Worked scenarios

Eleven builds, each with its inputs and arithmetic. All use standard design (× 1.0) unless stated, so that the effect of each choice can be seen separately in the next section. Note that the calculators open with custom design (× 1.25) selected; set design to standard to reproduce these rows.

Apps

Scenario Features added Arithmetic Subtotal Planning range
Simple app, cross-platform Accounts ₹40,000; push ₹25,000 (1,50,000 + 65,000) × 1.0 × 1.0 ₹2,15,000 ₹1,82,750 – ₹2,68,750
Medium marketplace app, cross-platform Accounts ₹40,000; payments ₹80,000; chat ₹90,000; maps ₹60,000; push ₹25,000; admin panel ₹1,00,000 (4,00,000 + 3,95,000) × 1.0 × 1.0 ₹7,95,000 ₹6,75,750 – ₹9,93,750
Complex app, cross-platform All seven app features, ₹5,45,000 (8,00,000 + 5,45,000) × 1.0 × 1.0 ₹13,45,000 ₹11,43,250 – ₹16,81,250

Software

Scenario Features added Arithmetic Subtotal Planning range
Internal tool, small scale Auth and roles ₹60,000; exports and reporting ₹50,000 (2,00,000 + 1,10,000) × 1.0 × 1.0 ₹3,10,000 ₹2,63,500 – ₹3,87,500
Custom web application, small scale Auth and roles ₹60,000; admin panel ₹90,000; payments ₹90,000 (4,50,000 + 2,40,000) × 1.0 × 1.0 ₹6,90,000 ₹5,86,500 – ₹8,62,500
The same web application, growing scale As above (4,50,000 + 2,40,000) × 1.3 × 1.0 ₹8,97,000 ₹7,62,450 – ₹11,21,250
SaaS product, growing scale Auth and roles ₹60,000; payments ₹90,000; admin panel ₹90,000; analytics dashboard ₹80,000; public API ₹70,000 (7,00,000 + 3,90,000) × 1.3 × 1.0 ₹14,17,000 ₹12,04,450 – ₹17,71,250
ERP or CRM system, growing scale Auth and roles ₹60,000; admin panel ₹90,000; analytics dashboard ₹80,000; third-party integrations ₹60,000; exports and reporting ₹50,000 (9,00,000 + 3,40,000) × 1.3 × 1.0 ₹16,12,000 ₹13,70,200 – ₹20,15,000

AI builds

Scenario Features added Arithmetic Subtotal Planning range
AI chatbot, no custom data Multi-channel ₹80,000 (1,50,000 + 80,000) × 1.0 ₹2,30,000 ₹1,95,500 – ₹2,87,500
RAG assistant on documents Human handoff and CRM ₹70,000 (3,50,000 + 70,000) × 1.25 ₹5,25,000 ₹4,46,250 – ₹6,56,250
AI agent connected to live systems Takes actions ₹1,10,000; admin dashboard ₹80,000 (5,00,000 + 1,90,000) × 1.5 ₹10,35,000 ₹8,79,750 – ₹12,93,750

The RAG row is the configuration the AI cost calculator opens with.

What platform, design and scale do to one build

The multipliers move a figure more than most single features do. Two builds from the tables above, with one input changed at a time. Ranges are rounded to the nearest rupee.

Build Change Subtotal Planning range
Medium marketplace app One native platform (× 0.85) ₹6,75,750 ₹5,74,388 – ₹8,44,688
Cross-platform, standard design (as above) ₹7,95,000 ₹6,75,750 – ₹9,93,750
Cross-platform, custom UI/UX (× 1.25) ₹9,93,750 ₹8,44,688 – ₹12,42,188
Cross-platform, premium design (× 1.5) ₹11,92,500 ₹10,13,625 – ₹14,90,625
Both native platforms (× 1.6) ₹12,72,000 ₹10,81,200 – ₹15,90,000
Custom web application Small scale (× 1.0) ₹6,90,000 ₹5,86,500 – ₹8,62,500
Growing scale (× 1.3) ₹8,97,000 ₹7,62,450 – ₹11,21,250
Large or enterprise scale (× 1.7) ₹11,73,000 ₹9,97,050 – ₹14,66,250

Building two separate native apps costs 60% more in the model than one cross-platform app with the same features. Moving a web application from small to enterprise scale costs 70% more.

The range spread

Every estimate is shown as a range, never a single number. The low end is the subtotal × 0.85 and the high end is the subtotal × 1.25, so the range runs from 15% below the subtotal to 25% above it. The spread is the same for every build type and size. It is wider on the high side because unknowns in scope more often add work than remove it.

Timeline bands

Each calculator attaches a delivery band in weeks to the subtotal. The bands are coarse and they differ between calculators.

Calculator Subtotal Weeks
App Under ₹3,00,000 4–7
Under ₹7,00,000 7–12
Under ₹14,00,000 12–20
₹14,00,000 and above 20+
Software Under ₹4,00,000 4–8
Under ₹9,00,000 8–14
Under ₹16,00,000 14–22
₹16,00,000 and above 22+
AI Under ₹3,00,000 3–6
Under ₹6,00,000 6–10
₹6,00,000 and above 10–16

Applied to the scenarios:

Scenario Subtotal Band shown by its calculator
Simple app ₹2,15,000 4–7 weeks
Medium marketplace app ₹7,95,000 12–20 weeks
Complex app ₹13,45,000 12–20 weeks
Internal tool ₹3,10,000 4–8 weeks
Custom web application, small ₹6,90,000 8–14 weeks
Custom web application, growing ₹8,97,000 8–14 weeks
SaaS product ₹14,17,000 14–22 weeks
ERP or CRM system ₹16,12,000 22+ weeks
AI chatbot ₹2,30,000 3–6 weeks
RAG assistant ₹5,25,000 6–10 weeks
AI agent ₹10,35,000 10–16 weeks

The price tables on WavX service pages use the AI calculator's three bands for every build type, keyed to the base figure. A larger app or software build will therefore show a longer band in its calculator than on a service page.

Three-year cost

Maintenance after launch is modelled at 15–25% of the build cost per year, the band published in the app maintenance cost guide. The three-year figure is the build plus two further years of maintenance; year one is treated as covered by the build.

  • Low total = low build figure + 2 × (15% of the low build figure)
  • High total = high build figure + 2 × (25% of the high build figure)

Worked for the simple app: 15% of ₹1,82,750 is ₹27,413, and ₹1,82,750 + 2 × ₹27,413 = ₹2,37,576. 25% of ₹2,68,750 is ₹67,188, and ₹2,68,750 + 2 × ₹67,188 = ₹4,03,126.

Scenario Build range Maintenance per year Three-year total
Simple app ₹1,82,750 – ₹2,68,750 ₹27,413 – ₹67,188 ₹2,37,576 – ₹4,03,126
Medium marketplace app ₹6,75,750 – ₹9,93,750 ₹1,01,363 – ₹2,48,438 ₹8,78,476 – ₹14,90,626
Complex app ₹11,43,250 – ₹16,81,250 ₹1,71,488 – ₹4,20,313 ₹14,86,226 – ₹25,21,876
Internal tool ₹2,63,500 – ₹3,87,500 ₹39,525 – ₹96,875 ₹3,42,550 – ₹5,81,250
Custom web application, small ₹5,86,500 – ₹8,62,500 ₹87,975 – ₹2,15,625 ₹7,62,450 – ₹12,93,750
Custom web application, growing ₹7,62,450 – ₹11,21,250 ₹1,14,368 – ₹2,80,313 ₹9,91,186 – ₹16,81,876
SaaS product ₹12,04,450 – ₹17,71,250 ₹1,80,668 – ₹4,42,813 ₹15,65,786 – ₹26,56,876
ERP or CRM system ₹13,70,200 – ₹20,15,000 ₹2,05,530 – ₹5,03,750 ₹17,81,260 – ₹30,22,500
AI chatbot ₹1,95,500 – ₹2,87,500 ₹29,325 – ₹71,875 ₹2,54,150 – ₹4,31,250
RAG assistant ₹4,46,250 – ₹6,56,250 ₹66,938 – ₹1,64,063 ₹5,80,126 – ₹9,84,376
AI agent ₹8,79,750 – ₹12,93,750 ₹1,31,963 – ₹3,23,438 ₹11,43,676 – ₹19,40,626

The low and high totals compound two assumptions each, so the three-year range is wider than the build range: the high total is always 1.5 times the high build figure, and the low total 1.3 times the low one.

The scenarios as data

The same eleven rows in CSV form, in rupees, for anyone who wants to chart or check them.

scenario,calculator,base,features,multiplier,subtotal,range_low,range_high,weeks,three_year_low,three_year_high
Simple app,app,150000,65000,1.0,215000,182750,268750,4-7,237576,403126
Medium marketplace app,app,400000,395000,1.0,795000,675750,993750,12-20,878476,1490626
Complex app,app,800000,545000,1.0,1345000,1143250,1681250,12-20,1486226,2521876
Internal tool,software,200000,110000,1.0,310000,263500,387500,4-8,342550,581250
Custom web application (small),software,450000,240000,1.0,690000,586500,862500,8-14,762450,1293750
Custom web application (growing),software,450000,240000,1.3,897000,762450,1121250,8-14,991186,1681876
SaaS product,software,700000,390000,1.3,1417000,1204450,1771250,14-22,1565786,2656876
ERP or CRM system,software,900000,340000,1.3,1612000,1370200,2015000,22+,1781260,3022500
AI chatbot,ai,150000,80000,1.0,230000,195500,287500,3-6,254150,431250
RAG assistant,ai,350000,70000,1.25,525000,446250,656250,6-10,580126,984376
AI agent,ai,500000,190000,1.5,1035000,879750,1293750,10-16,1143676,1940626

Methods

What the figures are. WavX's own published planning prices: the base figures, feature prices, multipliers, range spread and timeline bands that the three calculators use, and the maintenance band from the maintenance guide. The scenarios on this page were chosen by WavX to cover common build types. They are examples of the model's output, not records of projects.

What is behind them. No sample. No projects, companies, invoices or quotes were surveyed, and no external dataset was used. For that reason this page states no sample size, no confidence interval and no market average.

How they were produced. Each scenario was computed with the formula above and checked against the model on 2 October 2026. Amounts are rounded to the nearest rupee, with halves rounded up.

What they do not cover.

  • Hosting and cloud infrastructure.
  • Third-party services such as payment gateways, SMS and maps, and usage-based AI model charges.
  • Taxes.
  • Business websites, Shopify stores, design-only work and marketing services. The model has figures for app, software and AI builds only; other work is quoted after scoping.
  • Anything specific to your project: the number and quality of integrations, data migration, compliance requirements, and how settled the requirements are.
  • Other companies' prices. For rates by role see software developer hourly rates in India.

Known weaknesses. A feature costs the same in the model whether it is added to a simple app or an ERP system, which is not true of real work. The multipliers are coarse steps, not a curve. The timeline bands differ between calculators.

How to cite

"WavX Solutions, India Software Development Cost Index 2026, planning range from the WavX cost model, read on [date]." Name the scenario and its inputs. The pricing page explains the difference between a planning range and a quote.

When not to use these figures

If an existing product already does the job, it will cost less than any row on this page, and the guide to build versus buy is the better starting point. If you already have a written scope, skip the model and ask for a quote: a quote reflects your project, and the index cannot.

Frequently asked questions

Is this a survey of what Indian software companies charge?

No. It is WavX's own published cost model, the same one the three calculators on this site run on. No projects, companies or invoices were sampled, so no sample size is claimed. It tells you what the model produces for a given shape of build, not what the Indian market charges on average.

Can I cite a figure from this index?

Yes. Cite it as a planning range from the WavX cost model, give the scenario and its inputs, and give the date shown on this page. Do not describe it as a market average, a survey result or a quote.

Why would a real quote differ from the index?

The model adds a fixed amount per feature and applies a few coarse multipliers. It cannot see how many systems you need to connect, how much existing data has to be moved, or how settled your requirements are. A quote is written after a conversation about scope and can land above or below the range.

Does a range include hosting, taxes or AI usage charges?

No. The model prices the build only. Hosting, third-party services such as payment gateways and SMS, usage-based AI model charges and taxes are outside it. Maintenance is modelled separately at 15–25% of build cost per year.

Why do timelines differ between the calculators?

Each calculator carries its own table of delivery bands keyed to the subtotal. The app and software calculators show longer bands for larger builds than the AI calculator does. This page prints the band the matching calculator shows for each scenario.

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